Understanding Medicare Advantage Plans in the Lehigh Valley

When it comes to Medicare, one of the most common questions people ask is: Should I choose Original Medicare or Medicare Advantage? At Lehigh Valley Medicare Advisors, we help you compare your options so you can make the best decision for your health and budget. In this guide, we’ll break down what Medicare Advantage is, how it works, and what Lehigh Valley residents should know before enrolling.

What Is Medicare Advantage?

Medicare Advantage (also known as Medicare Part C) is an alternative to Original Medicare. These plans are offered by private insurance companies approved by Medicare, and they combine the benefits of:

• Part A (Hospital Insurance)

• Part B (Medical Insurance)

• Often Part D (Prescription Drug Coverage)

• Additional perks like vision, dental, hearing, and fitness benefits

Medicare Advantage vs. Original Medicare

Key Differences

• Network Restrictions: Medicare Advantage plans typically require you to use doctors and hospitals within the plan’s network.

• Extra Benefits: Unlike Original Medicare, Advantage plans often cover services like dental, vision, and wellness programs.

• Out-of-Pocket Maximums: Medicare Advantage sets a yearly cap on how much you’ll spend, which Original Medicare does not.

Which Is Right for You?

Choosing between Medicare Advantage and Original Medicare depends on your healthcare needs, preferred providers, and budget. Our advisors in the Lehigh Valley can walk you through side-by-side comparisons.

Why Lehigh Valley Residents Choose Medicare Advantage

Healthcare needs in the Lehigh Valley are unique, and so are the Medicare Advantage options available here. Local residents often choose these plans for:

• Access to local provider networks in the Lehigh Valley region

• All-in-one coverage that bundles hospital, medical, and drug coverage

• Extra benefits like hearing aids or dental coverage that Original Medicare doesn’t provide

How to Enroll in a Medicare Advantage Plan

Key Enrollment Periods

• Initial Enrollment Period (IEP): When you first become eligible for Medicare

• Annual Enrollment Period (AEP): October 15 – December 7 each year

• Medicare Advantage Open Enrollment: January 1 – March 31

Getting Expert Help

Medicare rules can feel overwhelming. That’s why working with a local team like Lehigh Valley Medicare Advisors can make the process simple. We’ll help you compare plans, explain the fine print, and ensure you avoid costly mistakes.

Talk to a Lehigh Valley Medicare Advisor Today

Medicare Advantage plans can offer great benefits — but only if you choose the right one for your needs. At Lehigh Valley Medicare Advisors, we specialize in helping residents throughout the region find coverage that fits their lifestyle, healthcare needs, and budget.

👉 Call us today or schedule a consultation to review your Medicare Advantage options.