Overview of 2025 Medicare Costs

  • Brief introduction to Medicare cost changes in 2025
  • Why knowing premiums and deductibles matters for retirees in the Lehigh Valley

Medicare Part B Costs for 2025

Standard Monthly Premium

  • 2025 premium amount: \$185/month
  • Comparison to 2024’s \$174.70/month premium
  • What this increase means for most beneficiaries

Part B Deductible

  • 2025 deductible amount: \$257/year
  • How the deductible works and when you pay it

Coinsurance and Out-of-Pocket Costs

  • 20% coinsurance rule
  • Examples of common Part B services

 Medicare Part A Costs for 2025

Premium-Free Part A

  • Who qualifies for \$0 monthly premium
  • Work history requirements

Premiums for Those Without Enough Work Credits

  • Full premium: \$518/month (fewer than 30 quarters of coverage)
  • Reduced premium: \$285/month (30–39 quarters of coverage)

Other Factors That May Affect Your Medicare Premium

Higher Income Premium Adjustments (IRMAA)

  • Income thresholds and how they impact Part B and Part D premiums
  • 2025 IRMAA surcharge ranges

Late Enrollment Penalties

  • How penalties are calculated
  • Strategies to avoid these costs

Medicare Advantage (Part C) Costs in 2025

  • Average premium trends (slight decrease for 2025)
  • Why costs vary by plan and location

Medicare Prescription Drug Plan (Part D) Costs in 2025

  • Variation by plan and income level
  • How to compare plans in the Lehigh Valley for best value

How Lehigh Valley Medicare Advisors Can Help You Save

  • Personalized plan comparisons
  • Guidance on avoiding penalties and excess costs
  • Annual plan review for cost efficiency

Final Thoughts

  • Summary of key 2025 Medicare cost changes
  • Encouragement to review coverage before annual enrollment

Get Personalized Medicare Guidance Today

Ready to see how these 2025 Medicare changes affect you?

Contact Lehigh Valley Medicare Advisors for a free, no-obligation consultation.

We’ll help you:

  • Compare plans side-by-side
  • Identify ways to lower your out-of-pocket costs
  • Avoid costly penalties
    📞 Call us today at 610-973-5334 or register for a obligation Free Consultation.